Optimise Your Finances

Deep Financial Understanding

Having a thorough understanding of your finances is vital.  After all, they are the primary indicator of business performance.  But many business owners do not have a complete grasp of their accounts and to some they can be overwhelming.  Leaving it all to your accountant is not the answer because you need to overlay a detailed commercial understanding of the workings of your business to interpret the figures properly.

Financial Forecast Modelling Blog.com

How to Improve Your Business Finances

To optimise your finances you will need an experienced specialist.  This is where a Secantor Finance Director comes in.  Our team of part-time experts have a wide commercial experience and will help you master your finances.  We will:

  • Get to know you and your business. This is an essential first step so we can tailor our approach to align with your strategic plans.
  • Create a financial forecast that converts your business plan into numbers.  This tool is essential for every business owner as it give you a target to compare actual performance against and is perfect supporting evidence for funding applications.  Several scenarios can be modelled to show the financial outcome of different levels of business performance or strategic choices.
  • Produce accurate monthly management accounts that match costs with sales to produce a true gross profit margin.  Our FD will interpret the accounts for you and help you make informed strategic decisions based on the results.
  • Carry out detailed financial analysis to identify where you make the most and least profit.  We’ll analyse your gross profit by product, service, customer, sector / industry and region, or any other variable that seems appropriate to your business. We’ll help you use this information to make decisions about where to focus your efforts and money.
  • Manage cashflow pressures. We will implement our simple-to-use cashflow forecasting model so you can see how much cash you will have in future weeks and months. If cash is under pressure we will help you to manage debtors and creditors to maximise your cash.
  • Identify and eliminate waste.  We’ll conduct a thorough review of your costs and recommend ways to cut unnecessary expenditure.
  • Secure investment funding. Whatever your reason for needing additional funds, our team can create a financial model to show your borrowing requirements and your ability to repay. We have contacts with a range of finance providers and we’ll help you weigh up the options and select the best option for your business.
  • Review the effectiveness of your finance function.  Where required we can make improvements to your processes & systems and provide support and training to your team.
  • Help manage your banking relationship to ensure your business gets the very best service.
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Cost Effective

Finances needn’t be a mystery and they certainly shouldn’t give you any unexpected nasty surprises.  Secantor’s high calibre FDs will ensure you have everything covered.  With our flexible service, your part-time FD will have the same impact as employing one full-time FD but at a fraction of the cost.  You’ll find having one as part of your team is very reassuring.

“Secantor makes us make decisions. What we are getting is a whole world of advice. The cost has paid for itself 100 times over.”
Richard Atherton

Founder & MD Juno Records

Want to Boost Your Business Profits?

Profitability is the heartbeat of any successful business. Ready to take your business to the next level? Download your free guide and discover 10 powerful strategies to increase your business profits today!

Ways Secantor Will Help You

Free Business Review

No two businesses are the same. This is why we offer a free business review. We can arrange an initial chat with one of our experts to get things started. Then a couple of our team members will visit you to listen to the story of your business. From this meeting, we’ll be able to provide you with some interesting insights into your business from our independent experience. This will allow you to see how we work and help us to select the right expert for your business. Contact us to book a free consultation.

Why not read one of our short case studies to learn about Secantor's impact.

“We will never forget your huge contribution to Montezuma’s and your constant support, encouragement and all the board room laughs. Thank you for everything!” - Helen Pattinson, MD & Co-founder of Montezuma’s Chocolates

Talk To Paul About Your Business Goals

Book a Free 30-Minute Business Review

Paul Gibbins

Use the calendar to book a free 30-minute call with Paul and get clarity on your next steps

On the call, you’ll:

  • Identify what’s holding back your profit and growth
  • Gain clearer direction on your business priorities
  • Understand how to improve cashflow and performance
  • Explore practical steps to move your business forward

Read Our Latest Case Studies

What Does It Take to Build a Successful SME?

This guide is designed for ambitious SME owners who want to:

  • Focus on what actually drives growth
  • Spot where profit is being lost
  • Improve margins with smarter decisions
  • Strengthen cash flow and financial control
  • Build a stronger foundation for sustainable growth
  • Take practical action that moves the business forward

Read Our Latest Blog Posts

Cashflow Forecasting for SMEs: The Three Conversations Every Business Owner Needs to Have
Business owner and finance advisor reviewing cashflow forecasts and financial models in a professional office setting.

Cashflow Forecasting for SMEs: The Three Conversations Every Business Owner Needs to Have

The Three Cashflow Forecasts Every Owner-Managed Business Should Have in Place Most businesses that run into cashflow problems are not unprofitable. They are poorly informed. The bank account looks reasonable in the morning but by Friday, after payroll, a…

Jun 29, 2026 8:00:01 AM
Why Business Owners Often Can't See Their Biggest Opportunities
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Why Business Owners Often Can't See Their Biggest Opportunities

How Being Too Close to Your Business Can Hide Profit Opportunities, Cash Flow Improvements and Growth Potential Most successful business owners know their businesses better than anyone else. They know their customers, products, suppliers, staff and market…

Jun 22, 2026 3:17:02 PM
The Value of a Critical Business Friend
Business owner and experienced advisor discussing strategy, financial performance and growth opportunities during a management review meeting.
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The Value of a Critical Business Friend

Why Every Growing Business Needs Independent Challenge, Accountability and Perspective Many owner-managed businesses reach a point where continued progress becomes increasingly difficult, despite having capable leadership, committed employees and a strong…

Jun 19, 2026 9:45:00 AM

Our Services

We help you make strategic decisions

Secantor provides expert financial and management support to SME owners and directors. Our commercially experienced team covers the following roles.

Free Business Review

Discover tailored insights for your business with our simple 3-step process: a quick chat, an onsite visit, and expert advice.
Book your free consultation today!