Independent FD

High-Calibre Finance Directors to Transform Your Business

Secantor - Fractional Finance Director (3)

Expert Financial Advice And Support

Financial clarity is essential for running a successful business, whatever its size.  However finance and accounting are specialist areas so it’s important to ensure your business has the right level of expertise.  This is where Secantor’s Independent FD (Finance Director) comes in to bring a combination of financial and commercial acumen to your senior leadership team.  Often referred to as Part-Time FDs, Fractional FDs, Outsourced FDs, Freelance FDs or Part-Time CFOs, our team of experts will give you confidence that you have every angle of your finances covered enabling you to focus more time on other areas. If you’re looking for cover for the absence of your permanent FD, or to carry out a specific financial project then please visit our Interim FD page.

Financial Power Source On The Inside

Every business has an accountant to produce their annual statutory accounts.  But it’s what happens in between times that really matters to your business.  Whilst your accountant probably works externally to your business, a Secantor Independent FD gets to know you and your business from the inside.  By becoming part of your management team we understand the everyday commercial, operational and people aspects of your business meaning that we can provide bespoke financial reporting and advice to help you make business decisions.

 

Why Use An Independent FD?

Whilst it is essential that your business has someone with strategic financial expertise within the team, the cost of employing a high-calibre FD on a full-time basis is very high for small to medium-sized businesses. But the good news is you only need this specific skill at key points within the month so employing an Independent FD is the ideal solution. You only pay for what you need, which might be as little as a day per month but you have the flexibility of being able to call on your FD at any point for help and advice. And because we have a wide range of experiences working in many industries with lots of other businesses, you benefit from a broader perspective and the sharing of best practice from elsewhere.

Finance Director 2

What Does An Independent FD Do?

A Secantor FD will take care of every aspect of finance in your business from the ground up. They’ll ensure your internal finance function provides you with everything you need to grow your business profitably and at the same time will take responsibility for financial strategy so your business can meet your plans.  We provide a full range of financial services that can be adapted to suit the needs of your business including:

Secantor - Fractional Finance Director

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Managing Your Finances

As experts in managing business finances, we are perfectly equipped to develop & oversee your finance team, and implement systems and processes to provide consistent and secure control. We can take care of all your financial reports & KPIs, interpret results and prepare management accounts, while providing support and advice so you can make informed decisions. Our experienced FD will produce a cashflow forecast to give you peace of mind that you’re not going to get any nasty surprises around the corner.
Those businesses looking to expand can also rely on our professional Finance Directors to help source appropriate funding, and prepare and present clear financial justifications to your bank to make it easier for them to lend to you.

Secantor - Fractional Finance Director

Planning Ahead

Our professional Finance Directors can look at each area of your income and expenditure, assisting to find ways to control costs, keep within budget and boost your bottom line. However, it's also our job to look to the future, to make sure that profits, cash and balance sheet value are healthy going forward. We can achieve this by helping with setting budgets, cashflow forecasting and management, as well as creating expert financial plans for the next 3-5 years to show the profit and cash consequences of your business plan. Those businesses looking to expand can also rely on our professional Finance Directors to help source appropriate funding, and prepare and present clear financial justifications to your bank to make it easier for them to lend to you.

Those businesses looking to expand can also rely on our professional Finance Directors to help source appropriate funding, and prepare and present clear financial justifications to your bank to make it easier for them to lend to you.

Free Business Review

No two businesses are the same. This is why we offer a free business review. We can arrange an initial chat with one of our experts to get things started. Then a couple of our team members will visit you to listen to the story of your business. From this meeting, we’ll be able to provide you with some interesting insights into your business from our independent experience. This will allow you to see how we work and help us to select the right expert for your business. Contact us to book a free consultation.

Why not read one of our short case studies to learn about Secantor's impact.

“We will never forget your huge contribution to Montezuma’s and your constant support, encouragement and all the board room laughs. Thank you for everything!” - Helen Pattinson, MD & Co-founder of Montezuma’s Chocolates

How Do I Recruit an Independent FD?

Organising Independent FD services with Secantor is easy - simply get in touch and we'll manage the rest.  As well as providing expert financial services, we can improve your business with part-time Management AccountantNon-Executive Director and Operations Director services too, so why not take a look at the other pages of our website to see how we can help you in more ways than one?

What Our Customers Have To Say

Over the years we have helped hundreds of businesses take control of their finances.  By working closely with owners and directors we become an integral part of the management team and as a result have long-standing relationships with our customers, many of whom have relied on our expert knowledge, advice and guidance for many years.  Why not review some of our case studies or listen to what our customers have to say.

Frequently Asked Questions: Independent Finance Directors

What is an Independent Finance Director?

An Independent Finance Director (FD) provides your business with senior financial leadership on a flexible basis — giving you access to expert support without the cost of a full-time hire. They work alongside your leadership team to manage your finances, support strategic decisions, improve cash flow, and drive growth.

How does an Independent FD differ from a Full-Time FD?

Independent FDs offer all the skills and strategic input of a full-time FD but work with your business on a part-time basis — typically a few days per month. You get the benefit of experienced financial oversight, planning, and reporting without the overhead of a permanent hire.

Why would an SME need an Independent FD?

Many SMEs reach a stage where financial decisions become more complex — but aren’t yet ready for a full-time FD. An Independent FD gives you the expertise to make informed decisions, plan ahead, secure funding, improve profitability, and avoid surprises. It's a cost-effective way to build a stronger, more resilient business. To dive deeper, why not read our blog Why every SME business should have a Finance Director

What does an Independent FD do day-to-day?

Typical responsibilities include: producing and interpreting management accounts, building financial forecasts, managing cash flow, budgeting, advising on funding, supporting board meetings, training your finance team, and helping you make financially sound business decisions.

Can an Independent FD also act as a Non-Executive Director?

Yes. At Secantor, many of our FDs also act as Non-Executive Directors (NEDs). Our FDs are commercially experienced, strategically minded, and have strong corporate governance expertise — making them well placed to contribute at board level.

Can an Independent FD help with fundraising or investment?

Yes — an FD plays a crucial role in preparing forecasts, engaging with investors or banks, presenting financial strategy, and structuring funding rounds. They bring credibility and clarity to the process.

 
How much does an Independent Finance Director cost?

The cost depends on the scope and frequency of support your business needs, but prices typically start at £1,200 +VAT per month. At Secantor, we tailor every engagement. Our FDs typically work with clients from 1 to 6 days per month. Contact us for a no-obligation discussion to get a proposal aligned to your business needs and budget.

Do I still need an accountant if I hire an Independent FD?

Yes — because their roles are different. An accountant works outside your business, focusing on compliance, tax, and reporting. An Independent FD works inside your business to provide strategic financial leadership. The two roles complement each other. Your FD will often manage the relationship with your external accountant and ensure their advice is implemented effectively.

Is an Independent FD suitable for my business size?

We typically work with UK SMEs with £3m–£50m turnover and 30–250 employees — but we also support ambitious smaller businesses preparing for growth or investment and we serve larger businesses too. If you’re experiencing growing complexity in your finances or strategic decisions , an Independent FD can help bring clarity and control.

How quickly can an Independent FD start?

We can often place a vetted, accredited FD in your business within a matter of days. Every Secantor FD is carefully selected and personally accredited to ensure they not only have the right technical expertise, but also the commercial experience and interpersonal skills to fit seamlessly into your team.

What makes Secantor different?

Unlike many providers, we don’t just offer FDs or NEDs — we deliver the complete boardroom package. Our Finance Directors are also capable Non-Executive Directors, and every member of our team is personally accredited by Secantor. We don’t follow a rigid model — we match the right expert to your business and they tailor their approach to suit your needs.

How do I hire an Independent Finance Director?

The easiest way is to book a call with one of our experienced advisors. We’ll learn more about your business, explain how we work, and scope your requirements. Following a visit to meet you personally, we develop an in-depth understanding of your business needs allowing us to match you with a carefully selected FD based on your requirements, culture, and priorities. No obligation — just a conversation to see if we’re a good fit for you.

Not quite found the answer you need?    Contact our team – we’ll get back to you personally.

Interested in how senior support could help in other areas too? Learn more about our Non-Executive Directors and Outsourced Operations Directors.

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Our Services

We help you make strategic decisions

Secantor provides expert financial and management support to SME owners and directors. Our commercially experienced team covers the following roles.

Free Business Review

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