Part-Time CFO Services In Bath

Funding secured, strategy delivered and a business worth more, for Bath owners

Secantor places experienced part-time CFOs with owner-managed businesses in Bath and the surrounding area, giving the directors senior financial leadership with no full-time salary or recruitment to carry. Your CFO joins the leadership team, takes responsibility for delivering the financial strategy and stays to see it through, working beside your people on funding, growth and the value of the business. See our wider board-level support across the South West and Gloucestershire, or our national page on the Fractional CFO role.

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What Does A Part-Time CFO Do For A Bath Business?

A Secantor part-time CFO gives a Bath business a senior financial leader who owns the numbers behind its ambitions: what the next stage of growth requires, how it will be funded and what the business could be worth when the owners step back. The areas of support typically include:

  • Forecasting: a financial forecast model that runs three to five years ahead and links the profit and loss account, balance sheet and cashflow, so each growth option meets the cash test before the board decides.
  • Raising funding: sizing the amount the plan needs, writing the case and handling the conversations with banks, lenders and investors.
  • Reporting: management accounts with commentary on profit by product, customer and channel, so the directors can act on what they read.
  • Cash control: short and long-term cashflow forecasts and tighter management of working capital, so problems surface early.
  • Acquisitions, disposals and change: leading the finance work in due diligence, deals and systems upgrades.
  • Governance and the team: controls that stand up to scrutiny, coaching for the finance team and a board that is accountable for delivering the plan.
  • Preparing for a sale: shaping a business that is worth more and runs well without its owners, ready for a sale or succession.

This role is also known as fractional, outsourced or virtual CFO support, and for a defined period we provide an Interim CFO.

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When Does A Bath Business Need A Part-Time CFO?

Secantor's part-time CFO service fits a Bath business when the decisions in front of its directors have outgrown the finance function it was built with. Bath's publishers and digital media companies, hotels and hospitality groups, specialist engineering and manufacturing firms, independent retailers and professional practices meet the same moments: a second site or an acquisition to fund, a lender asking for a forecast it can trust, an owner starting to think about exit, or margins slipping with no clear cause. The article How Can A Fractional CFO Transform Your Bottom Line? shows what changes once senior financial leadership is in place.

How A Part-Time CFO Works With A Bath Business

A Secantor part-time CFO begins by looking closely at your Bath business before proposing any change. The CFO takes stock of where the business stands, spends time with your directors and the people who run each function, and examines the organisation structure, reporting, processes and systems and how the business operates in practice. An improvement action plan is then agreed with you, and the CFO helps put it into effect as a regular presence in the business. The blog post what a Fractional CFO does in the first 90 days describes that opening phase in more detail.

A part time CFO discussing investment plans with an SME business owner

We recommend the CFO whose experience fits your priorities, or more than one if you would like to choose. All of our advisors have held senior board roles themselves, and each is accredited by our directors. Your CFO works as a trusted member of the leadership team, takes responsibility for delivering what is agreed and stays until it is done, with a Secantor director monitoring progress.

What Does A Part-Time CFO Cost In Bath?

Secantor charges £1,200 a day plus VAT and expenses for a part-time CFO in Bath. The days are agreed in advance and you have full flexibility to increase or decrease them to suit your business needs, whether that is a short run of days around a refinancing or a steady pattern of regular days alongside the board. For a national comparison, see how much a Fractional CFO costs in the UK.

A part time CFO interpreting financial performance with an SME management team
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Four Routes To Senior Board-Level Support In Bath

Secantor offers a Bath business four routes to senior board-level support. Which one fits depends on the problem the directors want solved first.

  • Part-time CFO: a senior leader for funding, strategy and the value of the business, working with your directors on the days you choose.
  • Fractional Finance Director: for a business that needs dependable reporting and tight control of cash before anything else.
  • Non-Executive Director: an outside view, a sounding board, challenge at the board table and mentoring for the directors.
  • Interim CFO: senior cover over a set period, such as a gap in the team or a major project.

Working With Your Finance Team And Accountants

Nobody in your Bath team is replaced. The CFO works beside your finance team, your accountants and your board, sets the strategic direction for finance and can lead the day-to-day conversation with your external accountants so that their recommendations are carried out. If you already have a Finance Director, the CFO takes on strategy and funding and shares the rest with them. Secantor does not provide bookkeeping or outsourced accounts. If a sale is part of the plan, Exit Planning explains how we prepare a business for a buyer and Build Value In Your Business shows how value is created.

A part time cfo creating a financial forecast model with an SME business owner

Test The Fit With A Free Business Review

A Bath owner can use the Free Business Review to find out, without obligation, whether a part-time CFO would help. After an introductory call we come to you, so you can walk us through the business in person. You then receive our independent assessment of where a CFO would add the greatest value, with a recommendation. Learn more about the Free Business Review.

Our 5-Point Commitment to You

✅ Expert Advice You Can Rely On: You’ll work with qualified, experienced advisors who are focused on results.

✅ A Trusted Working Relationship: We select advisors who fit your culture, team and goals.

✅ Tailored Support for Your Business: No templates, just relevant, practical, hands-on input.

✅ Dependable, Consistent Delivery: We meet deadlines, keep promises and deliver lasting impact.

✅ Clear, Proactive Communication: No jargon. Just senior-level expertise, clearly delivered.

Next Steps

A Free Business Review is the natural next step for a Bath owner, and it commits you to nothing. If you would prefer to talk first, you can book a call with one of our directors.

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Questions Bath Owners Ask About A Part-Time CFO

Is a part-time CFO the same as a Finance Director?

No, they are two separate roles. A Finance Director keeps the business under control through reporting, cash and the finance function, whereas a part-time CFO is concerned with funding, strategy, value and exit. We will recommend the right role for your Bath business once we have met you and understood where it stands.

Is a part-time CFO a consultant?

No. A consultant reports and moves on, whereas a Secantor part-time CFO joins your leadership team, takes responsibility for delivering the financial strategy, helps your directors decide as a director would and stays until the work is finished.

Will a part-time CFO help us raise funding?

Yes. Raising funding starts with a forecast a lender can trust, so the CFO builds the three to five year model, sizes the amount the plan requires, writes the case and manages the conversation with banks, lenders and investors alongside you.

How much time does a part-time CFO give a business?

Time is set around what the business needs now. A new CFO often spends longer at the outset on the diagnostic work, and you decide how many days to book and can increase or decrease them as the picture changes.

Will a part-time CFO replace our accountants?

No. Your accountants continue to prepare the statutory accounts and tax returns, while the CFO works inside the business on strategy, funding and performance and makes sure your accountants' advice is acted on. We do not provide bookkeeping or outsourced accounts.

Can a part-time CFO help us prepare for a sale?

Yes. Buyers pay for confidence, so the CFO works to give them reliable numbers, a forecast they can test, tidy due diligence records and a team that can run the business without its owners. Exit Planning explains our approach.

Can a part-time CFO work with a business outside Bath itself?

Yes. Secantor CFOs work with businesses in Bathwick, Twerton and Odd Down, in Keynsham, Saltford and Bradford on Avon, and in nearby counties including Wiltshire and Somerset, from Frome to Corsham.

Not quite found the answer you need? Contact our team and we will get back to you personally. If your board would also welcome challenge and mentoring, our Non-Executive Director service may help.

Talk To Paul About Your Business Goals

Book a Free 30-Minute Business Review

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Paul Gibbins

Use the calendar to book a free 30-minute call with Paul and get clarity on your next steps

On the call, you’ll:

  • Identify what’s holding back your profit and growth
  • Gain clearer direction on your business priorities
  • Understand how to improve cashflow and performance
  • Explore practical steps to move your business forward

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